2025 Ira Contribution Limits Income Tax. You can make 2025 ira contributions until the unextended federal tax deadline (for income earned in 2025). Review a table to determine if your modified adjusted gross income (agi) affects the amount of your deduction from your ira.

For both traditional and roth iras, you can contribute up to $7,000 for 2025, up from $6,500 in 2023. Beginning in 2025, the ira contribution limit is increased to $7,000 ($8,000 for individuals age 50 or older) from $6,500 ($7,500 for individuals age 50 or older).